As we fall head-long into the fourth quarter, I am in awe at how quickly the time passes, how easy it is to squander and impossible to get back, and how important it is to utilize it to its fullest.
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A Room of Her own
“A woman must have money and a room of her own.” – VIRGINIA WOOLF
Now it’s time to get creative, economically speaking. When living inside a sliding economy, one where the media delivers more bad news with every passing day, it is impossible not to feel a responsibility to tighten up on spending.
So one day in the not-so-distant past, while I was driving home from work in my gas-guzzling SUV, I was challenged by an economic strategist on the radio. He explained that we care for our bodies through exercise, so why wouldn’t we do the same for our wallets. I decided