Over the course of the last decade, a vast majority of Americans pulled out a great, big pair of rose-colored glasses and tricked themselves into believing our financial worth was invincible. We tricked ourselves into believing—regardless of the fact that the value of our money was declining—massive borrowing and spending was acceptable. Somehow, some way, debts would be cleared, McMansion mortgages would be met and keeping up with the Jones’ could be an attainable goal.
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A Room of Her own
“A woman must have money and a room of her own.” – VIRGINIA WOOLF
Now it’s time to get creative, economically speaking. When living inside a sliding economy, one where the media delivers more bad news with every passing day, it is impossible not to feel a responsibility to tighten up on spending.
So one day in the not-so-distant past, while I was driving home from work in my gas-guzzling SUV, I was challenged by an economic strategist on the radio. He explained that we care for our bodies through exercise, so why wouldn’t we do the same for our wallets. I decided